Bobtail
Bobtail is great coverage for owner and operator markets to cover both non-trucking liability and physical damage.
Whether you drive a big rig or if you managed a fleet that includes tractor trailer equipment, you need bobtail insurance, and you need to know what it is and how it works. This leads us into our first question. What is a bobtail truck? A bobtail truck is a semi-truck without a trailer attached to it. This is commonly referred to as bobtailing.
Although it is ideal to drop off one load and pick up another immediately, freight logistics don’t always work as we expect, and you could find yourself or employees 'bobtailing' to the next pick-up. Bobtailing is considered more dangerous than a fully loaded truck, mainly because a semi-trailer is designed to work with a truck. When trailer and truck are attached, half of the trailer load is supported by the rear wheels, axle and frame of the truck. The truck and trailer are engineered as a complete system, designed to work in tandem.
Bobtailing puts the driver at risk to a special category of liability because instead of the truck being used for hauling freight, it is only being used for mobility. This type of risk is also sometimes referred to as non-trucking liability. Since the driver isn’t transporting a load for a motor carrier, the driver is not covered by the motor carrier's liability policy, creating the need for bobtail liability insurance. The professionals at Titan Risk Solutions are well-versed and knowledgeable on all things related to the trucking insurance industry and can discuss bobtail insurance coverage options in depth with you and answer any questions you may have.
Request A Quote today for more information on Bobtail coverage or emailing info@titantruckins.com.