Truck Insurance FAQ's - Your Quick Guide to Trucking Coverage

Welcome to Titan Risk Solutions' Truck Insurance FAQs. Get answers to common questions about truck insurance, policies, and how to safeguard your assets on the road. Find the information you need to make informed decisions for your trucking business.

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What are some things to keep in mind when looking for a Motor Truck Cargo Policy?

It's important to keep in mind that not all motor truck cargo policies are the same, they vary depending on which insurance company you choose. Certain policies target specific commodities, like apparel or electronics for example, these items may be partially or totally excluded. There could also be other conditions like if you leave the truck loaded and unattended, where the coverage may be excluded all together.

Is there coverage available for my personal items inside my truck?

Yes, the majority of insurers have options which include coverage for your personal items, this is offered through physical damage coverage.

If I terminate my policy will there be a penalty? Can it affect my credit?

You can cancel your policy at any time, you will need to check to see if your specific policy doesn’t have any cancellation penalties. Cancellation of your policy doesn’t affect your credit. You will be expected however, to pay all premiums that have accumulated on your account.

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